Ripples Advisory, Why the crop cover scheme is seeing enrolment wane

Data gaps, the dearth of funds saw fewer farmers covered by PM Fasal Bima Yojana in 2017-18


After a good run in 2016-17, marked by an increase in area and the number of farmers covered, the Centre’s ambitious crop insurance scheme, Pradhan Mantri Fasal Bima Yojana (PMFBY), lost pace last fiscal year.

The total number of farmers covered under the PMFBY in FY18 was 4.72 crore, against 5.5 crore in FY17. The total area covered was 496 lakh hectares, versus 551 lakh hectares in the previous fiscal year.

While data for Rabi 2017-18 are not out yet, the numbers for the Kharif season show claims-settlement of crop insurance policies is progressing at a snail’s pace.

Data from the Ministry of Agriculture show that of claims worth ₹15,948 crore received for Kharif 2017, only ₹4,275 crore was settled by insurance companies till the first week of May.

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